How can I get a hard money lender to fund 100% of the deal, because I have literally no money, but it's a great deal?

If your great deal is tangible, and is a great deal based on its value alone, then you should be able to borrow the money provided however you have decent credit. What is a great deal or decent credit? A GOOD deal is where the monetary value exceeds your loan amount by more than 20% giving it a loan to value (LTV) ratio of less than 80%. A GREAT deal has an LTV under 50%. Decent credit means that you do not have any unpaid collections, 60 day late payments, unpaid repossessions, any foreclosures or bankruptcies on your credit reports and your scores should be at least 640. You will find a lender or an investor if you work hard. If you do not have these minimums, you will need to be creative. Maybe you could get with the person selling your great deal and see if they will rent it to you with an option to buy, the first right of refusal, and 90 days rent free. It may seem absurd to them to rent this deal if it is not real estate or equipment but you can explain to them that you believe that you can sell it better than them and are willing to put your money where your mouth is. You will have to figure out how to come up with the money for a deposit. If they are willing to do this, you should do whatever it takes to come up with that little deposit whether it is selling your personal items, blood, semen, eggs, work doubles, etc. Or maybe you can find someone else who has financial credentials that you can share this great deal with and split the profits or get paid a finders fee. Get your creative juices flowing in. There can be many, many different ways to skin this cat. Research and evaluate and ask people questions and for help. You can get something more valuable out of this experience by missing out on it - knowledge, mentors and connections. Good Luck!

Social Security is funded by money taken out of every paycheck for American's in the form of Federal withholding. So how can Mitch McConnell say Social Security is to expensive and needs to be cut when the government doesn't fund it the people do?

Social security benefits are funded both by payroll tax deductions and by the the Social Security Trust fund. When more money comes in through taxes than is paid out in benefits, the Fund grows. The Trust Fund (the combined OASDI Trust Funds total reserve is $2.89 trillion at the end of the year 2017) is invested in US Government securities that pay interest, a lot of interest. Social Security ran a surplus of $35 billion in 2017 and projects a surplus of $44 billion this year, 2018; however, long term projections based on the number of workers and the number of people signNowing retirement age, are that the surplus will turn to a deficit, relatively soon.If this drain went unchecked, eventually the Trust Fund would go to zero and there wouldn’t be enough money to pay social security benefits. SSA currently projects that depletion of the fund will occur in 2034.[1]Several small adjustments can be made now to fix the problem, such as raising the ceiling on income that is taxable, increasing the tax rate, lowering the social security cost of living adjustments, and raising the retirement age.The important thing in this discussion is that today the fix is easy because the Trust Fund is huge and earns lots of interest. If the Fund is starts to be depleted, that interest goes away and the amount of money to make up is vastly greater.Footnotes[1] Summary: Actuarial Status of the Social Security Trust Funds

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DHM Proof of Funds Letters Hard Money Lenders Form

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Instructions and help about flipster proof of funds

As a rEval estate investor making offers to buy distressed properties for motivated sellers you want to have a competitive advantage which means you want to present yourself as an all-cash buyer even if you intend to wholesale to property or using private money or hard money to fund the dEval well it's common for rEval estate agents and sometimes private sellers to ask for proof that you're a cash buyer prior to accepting your all-cash offer this is known as proof of funds or POF well a common question is how do I make all-cash offers and how do I show proof of funds if I don't actually have the cash well in today's video I'm going to show you what proof of funds is when it's needed and the five steps for how to get it even if you don't have the cash get ready to learn everything you need to know about proof of funds coming up Music hi it's Jerry Norton and as a rEval-estate flipper your offers must be presented as all cash now most people misunderstand what that means it doesn't neces

FAQs hard money lender proof of funds

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How can I get a hard money lender to fund 100% of the deal, because I have literally no money, but it's a great deal?
If your great deal is tangible, and is a great deal based on its value alone, then you should be able to borrow the money provided however you have decent credit. What is a great deal or decent credit? A GOOD deal is where the monetary value exceeds your loan amount by more than 20% giving it a loan to value (LTV) ratio of less than 80%. A GREAT deal has an LTV under 50%. Decent credit means that you do not have any unpaid collections, 60 day late payments, unpaid repossessions, any foreclosures or bankruptcies on your credit reports and your scores should be at least 640. You will find a lender or an investor if you work hard. If you do not have these minimums, you will need to be creative. Maybe you could get with the person selling your great deal and see if they will rent it to you with an option to buy, the first right of refusal, and 90 days rent free. It may seem absurd to them to rent this deal if it is not real estate or equipment but you can explain to them that you believe that you can sell it better than them and are willing to put your money where your mouth is. You will have to figure out how to come up with the money for a deposit. If they are willing to do this, you should do whatever it takes to come up with that little deposit whether it is selling your personal items, blood, semen, eggs, work doubles, etc. Or maybe you can find someone else who has financial credentials that you can share this great deal with and split the profits or get paid a finders fee. Get your creative juices flowing in. There can be many, many different ways to skin this cat. Research and evaluate and ask people questions and for help. You can get something more valuable out of this experience by missing out on it - knowledge, mentors and connections. Good Luck!
Social Security is funded by money taken out of every paycheck for American's in the form of Federal withholding. So how can Mitch McConnell say Social Security is to expensive and needs to be cut when the government doesn't fund it the people do?
Social security benefits are funded both by payroll tax deductions and by the the Social Security Trust fund. When more money comes in through taxes than is paid out in benefits, the Fund grows. The Trust Fund (the combined OASDI Trust Funds total reserve is $2.89 trillion at the end of the year 2017) is invested in US Government securities that pay interest, a lot of interest. Social Security ran a surplus of $35 billion in 2017 and projects a surplus of $44 billion this year, 2018; however, long term projections based on the number of workers and the number of people signNowing retirement age, are that the surplus will turn to a deficit, relatively soon.If this drain went unchecked, eventually the Trust Fund would go to zero and there wouldn’t be enough money to pay social security benefits. SSA currently projects that depletion of the fund will occur in 2034.[1]Several small adjustments can be made now to fix the problem, such as raising the ceiling on income that is taxable, increasing the tax rate, lowering the social security cost of living adjustments, and raising the retirement age.The important thing in this discussion is that today the fix is easy because the Trust Fund is huge and earns lots of interest. If the Fund is starts to be depleted, that interest goes away and the amount of money to make up is vastly greater.Footnotes[1] Summary: Actuarial Status of the Social Security Trust Funds

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DHM Proof of Funds Letters Hard Money Lenders Form

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Video instructions and help with filling out and completing DHM Proof Of Funds Letters Hard Money Lenders Form

Instructions and help about flipster proof of funds

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How to create an eSignature for the proof of funds example

How to create an signature for your DHM Proof Of Funds Letters Hard Money Lenders online

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How to generate an signature for signing the DHM Proof Of Funds Letters Hard Money Lenders in Gmail

How to make an signature for the DHM Proof Of Funds Letters Hard Money Lenders from your mobile device

How to create an electronic signature for the DHM Proof Of Funds Letters Hard Money Lenders on iOS

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